Monicircle modernizes ajo, esusu, cooperative societies, and community savings replacing manual records with a transparent, automated platform every member can trust.
Circle Pool
₦2,450,000
Adaeze O.
Paid
Bello M.
Paid
Funke A.
Pending
Next payout
Bello M. · Aug 15
Members active
All contributions on track
100%
Transparent ledger
0
Manual records needed
Live
Contribution tracking
30
Members per circle
Group savings have always worked, the problem is the infrastructure around them. Monicircle gives your circle the structure, transparency, and automation it needs to thrive without friction.
Live Ledger
A shared, automated ledger that every member can open at any moment no waiting, no asking, no doubt.
Payout Schedule
Members see their payout date from day one. The schedule runs automatically and updates itself.
Audit Trail
Contributions, payouts, and decisions are timestamped and immutable. Disputes resolve themselves.
Member Profiles
Verified member identities and contribution history build a trusted circle from the very first round.
The Bigger Picture
Traditional cooperative savings have powered communities for generations.
We're not reinventing what works we're giving it the infrastructure it always deserved.
Free to join · No credit card
From first contribution to final payout. Monicircle handles the complexity.
Set your schedule once. Monicircle handles every round automatically no chasing, no missed payments.
Every member knows exactly when their turn comes. Transparent, automated, and dispute-free.
Every naira in, every payout out visible to all members at all times. No more guesswork.
Onboard members with identity checks and contribution history. Build a circle of trusted people.
All decisions and records are timestamped and logged. Resolve conflicts with facts, not feelings.
Members can apply for short-term loans backed by the group's pool. Managed fairly, repaid cleanly.
Set up your group, define contribution rules, and invite members in minutes.
Every member pays in. Every transaction is recorded and visible to the whole group.
Automated rotation ensures every member gets their full payout on time, every time.
"
We used to fight over who contributed and who didn't. Monicircle ended all of that. Everything is there in black and white.
Adaeze O.
Market Women Cooperative, Onitsha
"
Our ajo group has 40 members. Managing it manually was a nightmare. Now I spend 10 minutes a month instead of 10 hours.
Bello M.
Group Admin, Kano
"
The payout schedule is automatic and everyone can see it. Trust issues we had for years gone.
Funke A.
Cooperative Secretary, Lagos
Monicircle is launching soon. Join the waitlist and get early access, onboarding support, and a free first month for your group.